Terms and Conditions

Silver Creek Credit Union Terms and Conditions

Effective Date: October 26, 2023

These Terms and Conditions govern your use of the services provided by Silver Creek Credit Union (the “Credit Union”). By accessing or using any part of the Credit Union’s website or services, you agree to be bound by these terms.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to these terms, please do not use our services.

2. Account Opening and Maintenance

To open an account, you must provide accurate and complete information. Failure to do so may result in account closure. You are responsible for maintaining the confidentiality of your account information and passwords. The Credit Union is not responsible for unauthorized access to your account.

3. Loan Terms

All loan agreements are subject to the specific terms and conditions outlined in the individual loan documents. These documents will detail repayment schedules, interest rates, fees, and other relevant information.

4. Membership

Membership in Silver Creek Credit Union is subject to the Credit Union’s membership guidelines. These guidelines will outline the requirements for membership and any associated fees.

5. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Utah.

6. Changes to Terms

The Credit Union reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on the website and will be effective upon posting.

7. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at info@silvercreekcu.com.